Help more buyers say yes to a new home

Own New connects builders, brokers and lenders to create innovative new-build mortgages.

3,000+: accredited brokers
30+: leading builders
1,000+: developments

Mortgage products to suit your buyers

Rate Reducer

Offer the largest interest savings to your customer

Rates below 3.27%

At 90% LTV

Last updated 10 Sept 2026

Illustrative, lender criteria applies

Flex

Pair other incentives with a great rate

Rates below 4.40%

At 90% LTV

Last updated 10 Sept 2026

Illustrative, lender criteria applies

Now Available!

No Deposit

Support customers requiring a 100% mortgage for their new build home

Drive more leads

Capture interest with the savings widget: Add our savings widget to your development pages so buyers can explore the potential benefit of an Own New mortgage and enquire at the point of interest.
Promote developments on the Own New map: Advertise participating developments to buyers actively searching by location, price and homebuilder on our consumer-facing property map.
Ready-to-use marketing assets: Access approved imagery and collateral for social media, CRM emails and other campaigns, helping you promote Own New consistently without starting from scratch.

Enquiries flow into Pulse, giving your team one place to manage and follow up each opportunity.

Own New consumer property map showing participating developments across the UK

Simple process for builders and brokers

Check rates, confirm the reservation, apply as usual, and complete—with Own New cashback paid directly to eligible customers.

Broker checks Pulse
Broker checks Pulse for available rates and Own New cashback
Builder confirms the reservation
The builder raises a Letter of Approval confirming the customer’s property reservation.
Broker applies as usual
Submit the mortgage application through the normal lender process.
The sale completes
Mortgage completes in the usual way. Own New cashback is paid direct to your customer by Own New, where eligible

Own New offers benefits throughout the sales chain

For builders

Offer innovative new-build mortgages and administer transactions through Pulse. Access ready-to-use marketing assets and lead-generation widgets to promote developments, capture buyer interest and support sales conversion.

For brokers

Work more closely with participating builders, offer Own New mortgage products to your customers, and access the tools and support needed to administer each transaction through Pulse.